Want the lowest mortgage rate you can get? Credit-scoring changes mean home buyers need a new strategy.

If people can show mortgage lenders a shiny credit score and a track record of on-time bill payment, it’s going to help them ...

VantageScore 4.0 And AI Fundamentally Threaten Fair Isaac

Fair Isaac Corporation faces existential threats from VantageScore 4.0 and AI, undermining its historic moat and pricing ...
HousingWireOpinion

The cost of cheaper: Why lower score fees could raise mortgage costs

The FICO versus VantageScore debate is about more than score fees, as lender choice, adverse selection and secondary-market ...

What Trump Admin’s Credit Score Shake Up Means for Buying a Home

New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional ...
ET Realty

FICO shares slide as Freddie Mac, Fannie Mae begin accepting rival VantageScore

FICO's stock dropped 12% after Freddie Mac and Fannie Mae announced they will accept mortgages evaluated with VantageScore ...

FICO's stock falls as Fannie and Freddie deal the credit-score company a new blow

The latest changes at Fannie and Freddie dovetail with a broader move by the Trump administration to shake up the existing credit-scoring model. William Pulte, the director of the Federal Housing ...

Fannie Mae and Freddie Mac to allow credit scores based on rent and utilities payments

Prospective homebuyers with a history of on-time payments for rent and utilities may soon find it easier to qualify for a ...
National Mortgage Professional

FHFA Opens Door To Credit Score Competition As Fannie, Freddie Move Forward With VantageScore 4.0

The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

Credit firms drop after Freddie and Fannie said they’ll use VantageScore 4.0

Shares of major credit score firms fell sharply Wednesday after Freddie Mac and Fannie Mae announced they will begin accepting mortgage loans assessed using Vanta ...